Any employer with at least 100 employees can opt to self-insure. This option offers flexibility, but it also places legal responsibilities on the employer and comes with its own requirements and processes (see resources below).
Self-insured employers will need to navigate a slightly more complex process (including annual renewals and compliance with state regulations) than those purchasing a private plan or participating in Delaware Paid Leave. However, they are still able to manage their plans through Delaware LaborFirst, the state’s user-friendly system for managing Delaware Paid Leave.
Have questions? Join us for virtual office hours.
Office hours are on Tuesdays and Thursdays, from 1 to 2:30 p.m. Book your time slot for a one-on-one Zoom video meeting with the director of Delaware Paid Leave. You can also email general questions to PFML@Delaware.gov.
Use these links to learn about the program and its requirements.
List of requirements and brief instructions for employers seeking to self-insure Paid Family and Medical Leave benefits.
Use this template to construct your company’s paid leave program.
Use this template to construct your company’s paid leave program.
Employers requesting approval to self-insure for their paid leave coverage must provide a surety bond, using this form.
Employers requesting approval to self-insure for their paid leave coverage must provide a surety bond. This document can help.
If you have a question about Delaware Paid Leave, or would like to schedule a presentation for your business, email PFML@delaware.gov.
