Delaware Department of Labor
Any employer with at least 100 employees can opt to self-insure. This option offers flexibility, but it also places legal responsibilities on the employer and comes with its own requirements and processes (see resources below).
Self-insured employers will need to navigate a slightly more complex process (including annual renewals and compliance with state regulations) than those purchasing a private plan or participating in Delaware Paid Leave. However, they are still able to manage their plans through Delaware LaborFirst, the state’s user-friendly system for managing Delaware Paid Leave.
Self-insured plans set to expire on 12/31/26 will automatically renew for 2027 unless you notify Delaware Paid Leave of a material change by 12/1/26.
If you are continuing with the same plan in 2027, you don’t need to take any action. A letter confirming your coverage for 2027 will be issued in your LaborFirst employer account.
Updated policies must be submitted no later than 12/1/26 to PFML@delaware.gov.
Autorenewal does not apply to you if you are:
Have questions? Need help? Book a virtual meeting.
One-on-one Zoom video meetings are available with the director of Delaware Paid Leave. These meetings are optional and are NOT required to file a claim. Office hours are on Tuesdays and Thursdays , from 1 to 2:30 p.m.
You can also email general questions to PFML@Delaware.gov.
Use these links to learn about the program and its requirements.
List of requirements and brief instructions for employers seeking to self-insure Paid Family and Medical Leave benefits.
Use this template to construct your company’s paid leave program.
Use this template to construct your company’s paid leave program.
Employers requesting approval to self-insure for their paid leave coverage must provide a surety bond, using this form.
Employers requesting approval to self-insure for their paid leave coverage must provide a surety bond. This document can help.
User agreement for self-insured employers using Delaware LaborFirst to manage their program.
If you are a Claimant and have a question about Delaware Paid Leave, email PFMLClaims@delaware.gov or call 302-761-8375.
If you are an Employer or TPA and have a question about Delaware Paid Leave or would like to schedule a presentation for your business, email PFML@delaware.gov or call 302-761-8375.