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What is Benefits Counseling?

Benefits Counseling is a free service for DVR job-seekers with disabilities that will help you to learn how going to work may affect the benefits you receive. As a result, you may have the ability to become more self-sufficient.

• Social Security Disability Insurance (SSDI)
• Supplemental Security Income (SSI)
• Food Stamps
• Section 8 Housing
• Medicaid
• Others

Meeting with a Benefits Specialist will help you understand your options and therefore, you will have the ability to make an informed choice about going to work.

For more information about meeting with a Benefits Specialist, please contact your Vocational Rehabilitation Counselor: 302-761-8275

The State of Delaware offers a low cost 529(a) savings plan – DEPENDABLE? This plan allows individuals with disabilities and their families to save for expenses on a tax-advantaged basis without affecting their supplemental security income (SSI) benefits, Medicaid, and other federal programs. Eligible individuals can open an account for themselves, or an authorized individual can open an account on their behalf. Please visit the Delaware ABLE plan website for more information and to get started:

Contact Us | Delaware ABLE Plan

DEPENDABLE

Benefits of an ABLE account plan:

• Special Tax Advantages.
• Earnings on investments are federally tax-deferred, maximizing your return.
• Withdrawals are federally tax-free when used for qualified expenses.
• Tax deduction of up to $5,000 for DEPENDABLE contributions from the account owner or another contributor when they file their income taxes in Delaware.
• No Impact on Current Benefits
• Balances under $100,000 are excluded from the SSI resource limit.
• Medicaid eligibility continues, regardless of your account balance.
• Open an account online with as little as $25.
• Access your account by phone or online 24/7 from a PC, tablet, or mobile device.

View the Delaware ABLE Plan

Did you find this page via a Search Engine? Learn more about the Division of Vocational Rehabilitation on our About DVR page.